Union Bank Security Department March 10, 2023 Spring is a great time to review your digital footprint and ensure that your cybersecurity practices are still working well. With tax season in full flow, stay safe and spring clean your physical...
Unlocking the Secrets of High Bank Rates: Maximizing Returns and Managing Risks Image Source: Unsplash Introduction In the present financial scene, seeing high bank rates is urgent for people hoping to expand their profits and deal with their dangers....
Tim Willems and Rick van der Ploeg Since the post-Covid rise in inflation has been accompanied by strong wage growth, interactions between wage and price-setters, each wishing to attain a certain markup, have regained prominence. In our recently published Staff...
Marco Garofalo, Giovanni Rosso and Roger Vicquery Most international trade is denominated in dominant currencies such as the US dollar. What explains the adoption of dominant currency pricing and what are its macroeconomic implications? In a recent paper, we explore...
Julian Reynolds Policymakers and market participants consistently cite geopolitical developments as a key risk to the global economy and financial system. But how can one quantify the potential macroeconomic effects of these developments? Applying local projections to a popular metric...
As home values have increased in VT and NH in the last few years, you may have more equity in your home than you think. That equity can be borrowed against with a Home Equity Line of Credit (HELOC), or...
Bank Rating 101: A Comprehensive Guide to Evaluating Financial Institutions Image Source: FreeImages Introduction In the realm of finance, trust is foremost. With regards to picking a bank to endow your money and business with, trust turns out to...
Nuri Khayal and Jonathan Loke Many households in the UK have seen their mortgage payments go up since mortgage rates started to increase in 2022. In the current environment of higher rates, the question of how much a household can...
With many pandemic-related food relief programs ending—including increased SNAP benefits and free school lunches—as well as rising inflation and food costs, the risk of food insecurity for residents across our region is ever-growing. Across Vermont and New Hampshire, 1 in...
Samuel Smith and Marco Pinchetti Recent events in the Middle East, as well as Russia’s invasion of Ukraine, have sparked renewed interest in the consequences of geopolitical tensions for global economic developments. In this post, we argue that geopolitical risk...
